FTC - Fair Debt Collection From the Federal Trade Commission, this
site details the laws regarding debt collection and the
consumer's rights.
DebtAdvice.org 800-388-2227 Founded in 1951, the National Foundation
for Credit Counseling (NFCC) Inc., sets the national standard for
quality credit counseling, debt reduction services and education
for financial wellness. NFCC is the nation’s largest and
longest serving national nonprofit credit counseling network,
with nearly 150 Member agencies and more than 1,300 offices in
communities throughout the country. On the site, click on "Take
the First Step" to find member agencies who provide individual,
confidential counseling in-person, by phone or over the
Internet.
CareCredit Offers a line of credit specifically for
medical procedures, particularly dental and ophthalmology, done
by participating providers. Claims to offer both interest free
and low interest payment plans. Online application.
Consumer Credit Counseling
Service Credit Counselors is a non-profit consumer
credit counseling agency affiliated with the National Foundation
for Credit Counseling. They can negotiate reduced interest rates
and re-aging of accounts with your creditors. You can enroll for
their service online or by calling a toll-free number. CCCS
operates in 47 states.
Debtscape A non-profit credit counseling
organization. Service available in most states.
Legal and Financial Issues: Medical Bills This informational site serves as a basic
guide to the different legal and financial issues facing the
family of a brain-injured person. Although it focuses on the
brain-injured, the information will be helpful to the family of
anyone who is serously injured.
Partner and Negotiate to Reduce
Your Medical Bills This site offers tips and suggestions on
ways to negotiate your medical bills including partnering
directly with your doctor. If you find this page helpful, you may
want to read the entire article. Scroll to the bottom of the page
and click "Page One: Introduction to Medical Billing".
LawHelp.org
Guide to organizations offering legal help to income eligible
people. Includes profiles of organizations, eligibility
requirements, and contact information.
GreenPath
Debt Solutions A non-profit company that partners with its
clients to ease financial pressures through healthy money
management. Offers a Debt Management Program in which a certified
counselor negotiates payment rates, terms and concessions with
your creditors on your behalf. You make one weekly, bi-weekly or
monthly payment to GreenPath Debt Solutions, which they process
and send to your creditors on your behalf. Has 40 offices in
Michigan, New York, Arizona, Illinois, Wisconsin and New
Jersey.
GreenPath Debt
Solutions A non-profit company that partners with its
clients to ease financial pressures through healthy money
management. Offers a Debt Management Program in which a certified
counselor negotiates payment rates, terms and concessions with
your creditors on your behalf. You make one weekly, bi-weekly or
monthly payment to GreenPath Debt Solutions, which they process
and send to your creditors on your behalf. Has 40 offices in
Michigan, New York, Arizona, Illinois, Wisconsin and New
Jersey.
Illinois Law Help Information about your legal rights and
responsibilities, instructions on how to handle common legal
problems, court forms and more.
Contract for
Care Franklin Memorial Hospital has revived an
age-old solution to a modern problem: allow people to volunteer
and work off their bills when they cannot otherwise pay for
them.
The primary purpose of the Contract for Care is community
service. People whose income falls between 100 and 200 percent of
the federal poverty level will qualify, and they must either have
no insurance or very limited insurance so that they are unable to
pay the balance of their bill. This program is for individuals
whose bills probably would not be paid otherwise.
GreenPath
Debt Solutions A non-profit company that partners with its
clients to ease financial pressures through healthy money
management. Offers a Debt Management Program in which a certified
counselor negotiates payment rates, terms and concessions with
your creditors on your behalf. You make one weekly, bi-weekly or
monthly payment to GreenPath Debt Solutions, which they process
and send to your creditors on your behalf. Has 40 offices in
Michigan, New York, Arizona, Illinois, Wisconsin and New
Jersey.
GreenPath
Debt Solutions A non-profit company that partners with its
clients to ease financial pressures through healthy money
management. Offers a Debt Management Program in which a certified
counselor negotiates payment rates, terms and concessions with
your creditors on your behalf. You make one weekly, bi-weekly or
monthly payment to GreenPath Debt Solutions, which they process
and send to your creditors on your behalf. Has 40 offices in
Michigan, New York, Arizona, Illinois, Wisconsin and New
Jersey.
GreenPath
Debt Solutions A non-profit company that partners with its
clients to ease financial pressures through healthy money
management. Offers a Debt Management Program in which a certified
counselor negotiates payment rates, terms and concessions with
your creditors on your behalf. You make one weekly, bi-weekly or
monthly payment to GreenPath Debt Solutions, which they process
and send to your creditors on your behalf. Has 40 offices in
Michigan, New York, Arizona, Illinois, Wisconsin and New
Jersey.
Warren
General Hospital: How to Manage Your Medical
Bills
Patients are the best advocates for obtaining reimbursement and
coverage from their health care insurances. This site covers how
you can help ensure accurate billing and payment. This guide is
based on treatment in Warren General Hospital, however the
principles are generalizable.
Vermont Lawyer Referral
Service This site describes the Vermont Bar
Association's Lawyer Referral Service if you need legal
representation. There is an initial $25 consultation fee to
provide you with the name and telephone number of an attorney who
concentrates in that area of law. Persons who have a legal
problem and cannot afford a lawyer will be directed, if possible,
to another public service program or human service agency for
assistance.
How To Deal with Your
Debts This page offers advice on how to take care
of debt problems. Tips on obtaining your credit file, avoiding
"for-profit" credit counseling services, and a referral to
legitimate credit counseling services.
GreenPath
Debt Solutions A non-profit company that partners with its
clients to ease financial pressures through healthy money
management. Offers a Debt Management Program in which a certified
counselor negotiates payment rates, terms and concessions with
your creditors on your behalf. You make one weekly, bi-weekly or
monthly payment to GreenPath Debt Solutions, which they process
and send to your creditors on your behalf. Has 40 offices in
Michigan, New York, Arizona, Illinois, Wisconsin and New
Jersey.
ABC for Health A nonprofit public interest law firm that
focuses on healthcare access in Wisconsin. The firm's services
are free to families with children under the age of 19 and
pregnant women.
